Terms of Service

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    Last updated: April 10, 2026

    1. Acceptance of Terms

    By accessing or using KAICREST, you agree to these Terms of Service. If you do not agree, do not use the platform.

    2. Nature of the Service

    KaiCrest provides portfolio organization tools, market intelligence, analytics, alerts, and educational content to support decision-making. The platform does not operate as a broker, exchange, custodian, or financial institution.

    3. No Financial Advice

    The platform does not provide personalized investment advice, legal advice, tax advice, or guarantees of return. All decisions made based on the information provided by the platform remain your sole responsibility.

    4. Eligibility

    You must be at least 18 years old and legally able to enter into binding agreements in your jurisdiction to use the platform.

    5. Account Registration and Security

    • You are responsible for keeping your login credentials confidential.
    • You must provide accurate and current information when creating an account.
    • You are responsible for activity performed through your account.
    • We may suspend or terminate accounts involved in abuse, fraud, or misuse.

    6. Subscription, Trial, and Billing

    • Some features may require a paid subscription.
    • Trial periods, when offered, are subject to eligibility and abuse-prevention rules.
    • Recurring billing, renewal, cancellation, and payment method management may be handled by third-party payment providers such as Stripe.
    • If payment fails or the subscription ends, access to paid features may be limited or removed.

    7. Acceptable Use

    You agree not to:

    • Use the platform for unlawful, abusive, or fraudulent activity.
    • Attempt to reverse engineer, interfere with, or disrupt the service.
    • Access data or accounts without authorization.
    • Use automated scraping or bulk extraction beyond authorized use.

    8. Data and Accuracy

    We aim to provide reliable information, but data may contain delays, inaccuracies, omissions, or third-party feed interruptions. Market data, indicators, and scenario models are provided on an "as is" and "as available" basis.

    9. Intellectual Property

    The platform, branding, interface, models, content, and system logic are protected by intellectual property laws. You may not copy, resell, reproduce, or distribute them without prior written authorization.

    10. Limitation of Liability

    To the maximum extent permitted by law, KaiCrest will not be liable for indirect, incidental, consequential, special, or punitive damages, including losses arising from investment decisions, missed opportunities, market volatility, downtime, or third-party service failures.

    11. Suspension and Termination

    We may suspend or terminate access to the platform at our discretion if these terms are violated, if there is evidence of fraud or abuse, or if required by legal or regulatory obligations.

    12. Changes to the Terms

    We may update these Terms of Service from time to time. The latest version will always be published on this page with the effective date.

    13. Contact

    For questions about these terms, contact legal@kaicrest.com.